Topstep: the verified review
As of October 29, 2026, Topstep scores 67.3 out of 100 in the 2027 prop firm ranking: #33 of 272 internationally, #17 of 87 in futures. Trust score: 63.4 out of 100. Regulators: not on the lists of the AMF, I-SCAN (IOSCO), ASIC, FINMA, CNMV or the CFTC RED List, as read on October 28, 2026.
2027 edition · updated October 29, 2026 · next updates planned for December 2026 and January 2027 · Ranking methodology
The rating, criterion by criterion
| Criterion | Score | What was found | Source | Read on |
|---|---|---|---|---|
| Trust · 30 % · 3.17/5 | ||||
| 1. Regulator warnings | 5/5 | Not on the lists of the AMF, I-SCAN (IOSCO), ASIC, FINMA, CNMV or the CFTC RED List | iosco.org | Oct 28, 2026 |
| 2. Registered company and age | n/a | Topstep LLC | Oct 29, 2026 | |
| 3. Identity and contact | 3/5 | You may also call us at (888) 407-1611 or write to us at: Topstep LLC, 130 S Jefferson St, Chicago, IL 60661, Attn: Designated Agent. | topstep.com | Oct 28, 2026 |
| 4. Regulated execution partner | 2/5 | Exclusive access to TopstepX, built to help you manage risk. | topstep.com | Oct 28, 2026 |
| 5. Honest marketing | 1/5 | Earn payouts up to $12,000 in as little as 3 days. | topstep.com | Oct 28, 2026 |
| 6. Secure website | 5/5 | certificate valid for 53 more days | Oct 28, 2026 | |
| 7. Protected domain (SPF, DMARC, headers) | 3/5 | 3 points out of 5 (SPF, DMARC, DMARC strict) | Oct 28, 2026 | |
| Payouts · 25 % · 3.20/5 | ||||
| 8. Public payout proof | 3/5 | $1,5B+ Paid out to prop firm traders | topstep.com | Oct 28, 2026 |
| 9. Published processing time | 5/5 | Internal approval can take 1-3 business days. | intercom.help | Oct 28, 2026 |
| 10. Payout frequency and first payout | 4/5 | On the Standard Path after every 5 winning days of $150+. | topstep.com | Oct 28, 2026 |
| 11. Withdrawal terms and methods | 3/5 | Max Payout per request: 50% of your account balance up to the cap below. | intercom.help | Oct 28, 2026 |
| 12. Payout history and incidents | 1/5 | Wise remains unavailable everywhere else. | intercom.help | Oct 28, 2026 |
| Trader reviews · 20 % · 4.00/5 | ||||
| 13. Trader rating (Trustpilot and Google) | 2/5 | Trustpilot 3.7 from 15,003 reviews; Google 3.3 from 101 reviews | trustpilot.com | Oct 28, 2026 |
| 14. Number of reviews | 5/5 | 15,104 reviews | trustpilot.com | Oct 28, 2026 |
| 15. Suspicious review warning | 5/5 | No Trustpilot warning on the profile | trustpilot.com | Oct 28, 2026 |
| 16. 12-month trend | n/a | Reserved criterion, not rated in 2027 | ||
| Trading conditions · 15 % · 3.00/5 | ||||
| 17. Rule clarity | 3/5 | 11/14 rules documented | help.topstep.com | Oct 28, 2026 |
| 18. Cost of a $100,000 account | 4/5 | 100K | $99/month (Standard Path) … Activation: Standard Path — $149, charged once per XFA earned | help.topstep.com | Oct 29, 2026 |
| 19. Profit target relative to maximum loss | 1/5 | Each Express Funded Account starts with a $0 balance and includes a Max Loss Limit based on your Trading Combine® size: $2,000 for $50K accounts, $3,000 for $100K, and $4,500 for $150K. | topstep.com | Oct 28, 2026 |
| 20. Drawdown type | 4/5 | This limit is based on your highest end-of-day balance and does not go down if you lose money the next day. | topstep.com | Oct 28, 2026 |
| 21. Rules restricting how you trade | 4/5 | consistency rule during the evaluation and no weekend or overnight positions | help.topstep.com | Oct 28, 2026 |
| 22. What the trader keeps: split and fees | 2/5 | Traders keep 90% of their profits, and Topstep keeps 10%, up to the maximum payout allowed under the selected payout policy. | topstep.com | Oct 28, 2026 |
| Visibility · 10 % · 3.67/5 | ||||
| 23. Track record | 5/5 | Domain created on 2000-08-18 | Oct 28, 2026 | |
| 24. Websites linking to it | 2/5 | Rank 2,969,306 of 134,979,706 domains | commoncrawl.org | Oct 28, 2026 |
| 25. Press mentions, Wikipedia page | not rated | |||
| 26. Audience | 4/5 | 233,000 YouTube subscribers | youtube.com | Oct 28, 2026 |
Quotes are copied word for word from the firm's public pages, in their language. “n/a”: not applicable, the criterion is left out of its pillar. “Not verified”: the data cannot be found in public sources, and the criterion counts as 1 for as long as that remains the case.
Frequently asked questions
Is Topstep legit?
As of October 29, 2026, Topstep has a trust score of 63.4 out of 100 in the 2027 prop firm ranking. This score covers regulator warnings, the company register, the identity shown, the execution partner, marketing and website security. It is not on the warning lists consulted (AMF, IOSCO I-SCAN, ASIC, FINMA, CNMV and the CFTC RED List). This score describes what is published and verifiable at that date; it does not guarantee future payouts.
How does Topstep rank in 2027?
Topstep ranks #33 of 272 in the 2027 international prop firm ranking, with 67.3 out of 100, and #17 of 87 in futures.
How much does a $100,000 account cost at Topstep?
For the programme read, Trading Combine® (suivi de l'Express Funded Account®), compte de 100K, a $100,000 account costs about $248 for one month of subscription, activation fees included, at list price without a promo code, as read on October 29, 2026. Prices change often: check the firm's website before buying.
How does Topstep pay out?
According to its public pages, as read on October 28, 2026: stated processing time, “Internal approval can take 1-3 business days.”; first payout and frequency, “On the Standard Path after every 5 winning days of $150+.”; withdrawal methods, “Max Payout per request: 50% of your account balance up to the cap below.”. These terms change often: check them on the firm's website before buying.
Which trading platforms does Topstep offer?
According to its public pages, Topstep offers TopstepX and Quantower (markets: Futures).
What are the alternatives to Topstep?
In futures, the higher-ranked prop firms are FTMO (77.6), TradeDay (74.5), FundedNext (74.0), The5ers (73.8) and FXIFY (73.6).
Where do these scores come from?
Each score comes from a scale published in the ranking methodology, applied to a public source: regulator lists, company registers, the firm's public pages, Trustpilot, Google, Common Crawl, GDELT, Wikipedia, YouTube. Each criterion shows its source and date above. The ranking cannot be bought: no payment, partnership or promo code enters into a score, and these pages carry no affiliate link. Tradoshi connects the accounts of many prop firms to its trading journal and offers a plan to prop firms: none of this enters into the ranking.
Rating history
- October 29, 2026 · First rating: 67.3/100, #33 internationally.
Every change in score, rank or criterion score is dated here, most recent first; no entry is ever deleted.
A score to correct?
The firm can request the re-evaluation of a criterion, with a fact and evidence, at contact@tradoshi.com; every correction is dated.