Buying a main home, letting a property, investing in bricks and mortar without managing tenants: the Investing blog's guides to French mortgages, buy-to-let and SCPIs, with 2026 rates, rules and taxes, backed by official sources and worked examples.
Buy-to-let in France in 2026: rental yield, 3.32% mortgages, unfurnished or LMNP, the private landlord status and the draft €7,000 LMNP cap.
SCPIs in 2026: a 4.91% payout in 2025 but falling share prices, 5% to 12% entry fees, French tax, liquidity and how they compare with buy-to-let.
French mortgages in 2026: the 3.32% average rate, the HCSF 35% and 25-year rules, borrowing capacity, purchase costs, insurance and the PTZ.
Real estate crowdfunding in France: lending to developers, losses doubled in 2024 per the AMF, delays, diversification, rules and tax.
Mortgages in Spain: Euribor at 3.239% in October 2026, worked monthly payments, the ICO-backed hipoteca joven and reverse mortgage rules.
The compound interest calculator shows what a lump sum and regular contributions become depending on the rate, the period, fees and inflation.
These guides are educational and are not personalized investment advice. Every investment other than regulated savings accounts and the euro fund carries a risk of capital loss.