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Net worth: building and managing your portfolio

Beyond choosing a single investment, how to spread and oversee the whole: diversification and asset allocation, the role of a wealth manager, how investment companies and funds work. Educational guides, backed by official figures.

Net worth · 10 min

Investment companies: the three types, investment firms and how to choose one

What an investment company is under the 1940 Act, its three types, $45.1 trillion in 2025, advisers vs brokers, and how to check and choose a firm.

Net worth · 10 min

Wealth management in France: what a wealth manager does, how they are paid and how to choose one

Wealth management in France: definition, what a CGP does, statuses (CIF, ORIAS), fees or commissions, the stages and how to check an adviser.

Net worth · 8 min

Portfolio diversification: what it means, asset allocation, risk and rebalancing

Portfolio diversification: what it means, what it protects against (2008) and what it does not (2022), asset allocation and rebalancing.

Net worth · 9 min

Financial independence (FIRE) in France: living off your capital, the 4% rule and the French rules

FIRE in France: capital of 25 times spending, the 4% rule and its limits, what €100,000 yields, savings rate, PEA and the health levy.

Net worth · 9 min

Gifts to grandchildren and between spouses in France: 2026 allowances, family cash gift and housing exemption

Gifts in France in 2026: €31,865 plus €31,865 family cash gift per grandchild, €100,000 housing exemption until 31 December, €80,724 for spouses.

Net worth · 8 min

Average wealth in France in 2024: mean, median, by age and by bracket, according to INSEE

Average wealth in France: €374,900 gross per household in early 2024, a €205,100 median, figures by age, the top-10% threshold and concentration.

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These guides are educational and are not personalized investment advice. Every investment other than regulated savings accounts and the euro fund carries a risk of capital loss.